Many businesses face the fact that their goods are not recoverable in the event of non-payment. So when they get an NSF check, it’s a near catastrophe. The goods are gone, the money is a no-show… [Insert painful stress headache here.]
Check services can offer assistance when things go south. But they can also be a hassle when they don’t want to pay and frankly, they’re not terribly cost effective in the long run.
What can be effective is to require a credit card as a back up at the time the order is placed. This is a great strategy for on-sight deliveries. The truck gets a check before the goods are unloaded, the check is later processed, if the check bounces, the credit card number is used.